Insights
Canadian Consumer Payments Recover in 2021
– Pandemic gives rise to permanent shifts in consumer payment behaviour –
(September 22, 2021) – The number of consumer payments in Canada is ex...
COVID-19 Impact on Payments in Canada
The COVID-19 pandemic has had a momentous impact on consumer payments behaviour in Canada. Shopping patterns have changed dramatically. Almost two ...
Here be Dragons!!
Navigating Uncharted Waters in the Canadian Economy
One of the things that I regularly get involved in is preparing forecasts for clients, usuall...
Understanding Mobile Payments Diffusion – An Agent-Based Model
Companies succeed or fail based on their ability to innovate. Over the last century we have seen how rapid changes in technology can alter the econ...
Tokenization: A High Stakes Game for Stakeholders
News Release
Tokenisation: A High Stakes Game for Stakeholders
– Payment Networks Using Tokenisation to Extend their Reach and Control –
(Oakville,...
Retail Payments Tokenisation - Who are the Real Winners?
The retail payments tokenisation offerings by Visa, MasterCard and to a somewhat lesser extent by Interac, represent a significant expansion of ...
Credit Cards’ Silent War of Attrition on Debit
The number of credit card transactions in Canada exceeded the number of debit purchase transactions by 5 million transactions in 2018. Debit card purchase transactions have dominated, by volume, since 1998 – until now. The difference in transaction volumes was only 0.1% in 2018, a miniscule difference, so why is this significant?
Credit Card Transactions Oust Debit in Canada
– Credit Card Transactions Exceed Debit Transactions in 2018 –
(Oakville, Ontario – October 1, 2019) — The number of credit card transactions in Ca...
Elements of a Bitcoin Transaction - Infographic and Explanation
The infographic below shows the key elements of a bitcoin transaction, from origination to appending a new block to the blockchain.
For more inf...
Public Key Cryptography - The Backbone of Virtual Currencies
Virtual currencies use advanced cryptography to ensure the security of the system, and in particular a branch of cryptography referred to a Public ...
Mobile Payments Make Inroads in Canada
– Remote payments dominate mobile payments landscape –
(Oakville, Ontario – October 3, 2018) —
Almost six out of ten Canadian smart phone owners ha...
Cash Gives Way to Credit Cards
– Credit Card Transactions to Exceed Cash Transactions in 2018 –
(Oakville, Ontario – October 3, 2018) — The number of consumer credit card payment...
-
Previous
- Page 1 of 2
- Next